Yes, in most cases. A Rhode Island traffic ticket conviction adds points to your driving record and triggers insurance premium increases. Major violations (reckless driving, DUI, leaving the scene) can double or triple your premium for years. Even minor speeding tickets can produce a 15 to 30 percent increase. Insurance carriers use a 3 to 5 year priorable window. Fighting the ticket with a lawyer to reduce or dismiss the charge can prevent the insurance impact, which often exceeds the cost of legal representation many times over. The math on hiring counsel for a moving violation almost always favors fighting the ticket.
