For minor civil infractions, the math depends on whether the avoided insurance increase over 3 years exceeds the legal fee. For moving violations that raise premiums significantly, the lawyer almost always pays for itself. For criminal traffic offenses (driving on suspended license, reckless driving, leaving the scene), legal representation is essentially mandatory given the permanent record implications and possible jail time. Many traffic lawyers in Rhode Island will quote a fee that is less than the expected insurance increase from a conviction, making the decision financially obvious. Call Attorney Chad F Bank at 401-573-2265.
