---
title: "Does insurance go up after a Rhode Island DUI?"
description: "Yes. Insurance premiums after a Rhode Island DUI conviction typically double or triple for years. Most carriers treat DUI as priorable for 3 to 5 years, some for 7 years, and a few drop the driver..."
url: https://www.chadbanklaw.com/faq-items/does-insurance-go-up-after-a-rhode-island-dui/
date: 2026-05-23
modified: 2026-05-23
author: "The Law Office of Chad F Bank"
type: avada_faq
lang: en
---

# Does insurance go up after a Rhode Island DUI?

Yes. Insurance premiums after a Rhode Island DUI conviction typically double or triple for years. Most carriers treat DUI as priorable for 3 to 5 years, some for 7 years, and a few drop the driver entirely after conviction. Rhode Island also requires SR-22 high-risk insurance filing for some DUI convictions, which adds annual filing fees and limits carrier options. Total insurance impact across the priorable window often runs $5,000 to $15,000 in increased premiums on top of the court costs and DMV fees. This is a major component of the real cost of a DUI that defendants frequently underestimate.